Two-wheeler loans have become immensely popular with salaried and self-employed middle-class Indians who are keen to buy a two-wheeler for daily commuting. Not everyone can afford to make the full down payment for a two-wheeler due to budget constraints so bike loan turns out to be a viable option for purchasing a scooter or a bike of one’s choice.

Loans are considered to be a huge burden for middle-class Indians as they are hesitant of taking a personal loan with a high rate of interest. Keeping this in mind, several banks and private lenders now offer two two-wheeler loans at affordable interest rates to suit everyone’s budget. Purchasing a two-wheeler was never so easy with bike loans which are tailor-made to suit your requirements and you get quick disbursal once your documentation is in order. If you badly need a two-wheeler for daily commuting but are short of funds then you must consider availing a two-wheeler loan with a low-interest rate and affordable EMIs.

Two-wheeler loans are customer friendly and one can easily apply for these loans at affordable rates by submitting proof of income. offers two-wheeler loans at competitive rates so that you can easily pay your bike EMI every month out of your monthly income without disturbing your budget.

Two-wheeler loans help in improving your credit rating as they can be paid off easily in the form of low-cost EMIs. Young professionals in the age group of 25-30 years should consider availing a bike loan to improve their CIBIL score which will qualify them for bigger loans like car loans and home loans in the future.

Two-wheeler loans in India are offered at attractive interest rates, therefore, it makes sense to take a two-wheeler loan for purchasing your favorite bike instead of making full down payment. With the demand of two-wheelers going up tremendously, the interest rates on two-wheeler loans have come down substantially as several players in the market offer these loans at competitive rates. This is the right time to purchase your favorite scooter or bike by availing a two-wheeler loan at low-interest rates.

Two-wheeler loans can be availed for high end as well as budget bikes depending on one’s requirement. By taking a two-wheeler loan you can comfortably repay the outstanding amount at a fixed interest rate which is nominal and your EMIs also become affordable.

The eligibility criteria for two-wheeler loans is quite simple and comprises of applicant’s monthly income, address proof, and identity proof. The credit score also plays an important role in getting bike loan approval. The documentation is hassle-free and two-wheeler loans are disbursed fast within four to five working days. You are required to pay a small down payment to secure a bike loan and some banks offer 100% finance on two-wheeler loans. Gone are the days when you had to wait for months to get a two-wheeler loan approval. Now you can easily apply for a bike loan online from the comfort of your home and upload all your documents after filling up the application form.

Another important feature of two-wheeler loans is they are sanctioned with an insurance cover for the vehicle and accidental cover for the owner. The loan also covers any extra costs such as cost for accessories and registration. The repayment tenure of two-wheeler loans ranges from 12-60 months which makes it easier for the borrower to plan his payment schedule. If you are looking for a quick disbursal and flexible process for two-wheeler loans then visit for a seamless experience and best deals on bike loans.