Religare Health Insurance Company is one of the leading private insurance companies in the country offering healthcare plans. The products of the company reflect their commitment to provide the best healthcare products to the masses. Promoted by the founders of Fortis Healthcare, the Company keeps in mind the convenience of the insured and his family and thus, promises to offer the best services in the country.

About Religare Health Insurance Plans

Religare health insurance plans are one of the better designed products in the country in the field of healthcare insurance. Keeping the health, well-being and overall importance of their customers in mind, Religare health insurance strives hard to offer best of health insurance plans. Some of the main benefits of the plans offered by the company are:

  • They offer a sum insured up to Rs. 6 crore
  • There is an option of lifelong renewability
  • Facility of cashless hospitalization available in more than 5420 hospitals
  • Option of automatic recharge available in case the sum insured is exhausted. This comes at no additional cost.
  • An annual check up is available in the policy period
  • The Company increases the sum insured amount by 10% up to an amount maximum of 50% in 5 consecutive years
  • Till 50 years of age and up to a sum insured of Rs. 25 lakhs, there is no medical checkup required
  • There is an add on cover which enables the insured to avail healthcare anywhere in the world
  • There is no involvement of a third party so the claim process is smooth
  • Paper less process for new policy and premium payment
  • There is no co payment till the age of 60 years and all pre and post hospitalizations are covered

Compare and Decide

Religare Health Insurance provides a range of products to suit the different needs and requirements of the customers. The various plans offered by the company are:

  • Religare Health Insurance Care Plan
  • Religare Health Insurance Care Freedom Plan
  • Religare Health Insurance Enhance Plan
  • Religare Health Insurance Joy Plan
  • Religare Health Insurance Group Care Plan

All the products of Religare Health Insurance are designed keeping in mind different medical and health care needs of the individuals and their families. It is true that medical emergencies do not come announced, but it is sensible to be prepared for them. The plans offered by Religare are well thought of and carefully designed ensuring convenience for everyone.

One must compare the plans of Religare to see which one suits the best as per their need. Also, it is advisable to compare the plans of the company with those of the other companies to make sure that you buy the best plan. it must be remembered that while buying any insurance policy, the only decision-making criteria should not be the price. Other important points like coverage, inclusions, exclusions etc. should be considered.

When comparing health insurance policies and deciding which one to buy the following points must be considered:

  • Claim Process: The claim process must be simple and fast to ensure a smooth claim settlement.
  • Waiting Period: Most of the healthcare policies have a waiting period before they cover any pre-existing diseases. One should either buy a plan in their young age or buy one will less waiting period to cover the pre-existing diseases.
  • Sum Insured: The amount of insurance must be chosen carefully keeping in mind the rising medical costs. Factors like age, income, add on covers etc. must be looked at while choosing the sum insured.
  • Network Hospitals: The policy or the insurer that you choose must have a good network of hospitals so that cashless facility can be availed easily.
  • Pre and Post Hospitalization: A policy which covers both pre and post hospitalization expenses must be covered.
  • No claim bonus: A policy with a good no claim bonus must be chosen to ensure you get the advantage of increase in sum insured or discount on premium.
  • Lifetime Renewability: Policies with an option of lifetime renewability are always better.
  • Free medical checkup: A policy which offers a checkup every year without affecting the premium must be chosen.

Buying a good health insurance plan is a must and Religare Health Insurance provides plans which are good from all angles. They offer the convenience and the coverage that one looks for in a good insurance plan.

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